Stablecoin Supply Poised for $25B-$75B Growth Post-GENIUS Act, BofA Reports

Bank of America predicts a $25 billion to $75 billion expansion in stablecoin supply following the GENIUS Act's passage, calling it a watershed moment for U.S. crypto regulation. The legislation accelerates infrastructure development for tokenized assets, with current stablecoin market capitalization standing at $270 billion.

Near-term growth will be driven by new product launches and competition from tokenized deposits, analysts say. The CLARITY Act—now advancing through Congress—may further catalyze adoption by establishing definitive regulatory classifications for digital assets.

Major financial institutions are preparing to enter the space, with BofA CEO Brian Moynihan confirming the bank's stablecoin ambitions. Consortium-based issuance models appear favored among banking executives.